TERMS AND CONDITIONS - taxowl.io

INTRODUCTION

Welcome to taxowl.io. These terms and conditions outline the rules and regulations for using our website and services. By accessing this website or using our services, you agree to be bound by these Terms and Conditions. If you disagree with any part of these terms, please do not use our website or services.

DEFINITIONS

The following terminology applies to these Terms and Conditions, Privacy Policy, and all Agreements:

• "Client", "You" and "Your" refers to you, the person accessing this website and accepting the Company's terms and conditions.
• "The Company", "Ourselves", "We", "Our" and "Us", refers to taxowl.io.
• "Party", "Parties", or "Us", refers to both the Client and ourselves, or either the Client or ourselves.
• "Services" refers to the tax filing and related services offered by taxowl.io, including but not limited to Income Tax Return (ITR) filing and Goods and Services Tax (GST) filing.

SERVICES

taxowl.io provides tax filing services for individuals and businesses in India, including:

• Income Tax Return (ITR) filing
• Goods and Services Tax (GST) filing
• Tax planning and advisory services
• Document storage and management

We reserve the right to modify, add, or remove any services at our discretion without prior notice.

ACCOUNT REGISTRATION

To access certain features of our website and services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

USER OBLIGATIONS

By using our services, you agree to:

• Provide accurate and complete information required for tax filing purposes
• Use the services only for lawful purposes and in compliance with all applicable laws and regulations
• Not engage in any activity that interferes with or disrupts the services
• Not attempt to gain unauthorized access to any portion of the website or services
• Not use automated means or scripts to collect information from or interact with the website
• Be solely responsible for the accuracy of the information provided to us

FEES AND PAYMENT

The use of certain services on taxowl.io may require payment of fees. All fees are displayed before you confirm your service selection and are inclusive of all applicable taxes unless stated otherwise.

Payment must be made in advance for most services. We accept payment through various modes including but not limited to credit/debit cards, net banking, UPI, and digital wallets.

All payments are non-refundable except in cases where the service has not been rendered or as otherwise specified in our refund policy.

REFUND POLICY

Refunds may be issued at our discretion in the following cases:

• If we are unable to provide the service you have paid for
• If there has been a duplicate payment
• As required by applicable law

Refund requests must be made within 7 days of payment. Processing of refunds may take up to 14 business days depending on the payment method used.

INTELLECTUAL PROPERTY

The content, organization, graphics, design, compilation, and other matters related to the Website are protected under applicable copyrights, trademarks, and other proprietary rights. Copying, redistributing, or publishing any of these materials without prior written consent from taxowl.io is strictly prohibited.

The trademarks, logos, and service marks displayed on the Website are the property of taxowl.io or other third parties. You are not permitted to use these Marks without the prior written consent of taxowl.io or the third party that owns the Mark.

LIMITATION OF LIABILITY

To the fullest extent permitted by applicable law, taxowl.io and its affiliates, directors, employees, agents, and licensors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the services
• Any conduct or content of any third party on the services
• Any content obtained from the services
• Unauthorized access, use, or alteration of your transmissions or content

In no event shall our total liability to you for all claims exceed the amount paid by you to taxowl.io for the services during the twelve (12) months prior to the action giving rise to liability.

DISCLAIMER OF WARRANTIES

The services are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

taxowl.io does not warrant that the services will be uninterrupted, timely, secure, or error-free, or that defects will be corrected. We do not guarantee the accuracy or completeness of any information or content provided through our services.

DATA SECURITY

We implement appropriate security measures to protect your personal and financial information. However, no method of transmission over the Internet or electronic storage is 100% secure. Therefore, while we strive to protect your information, we cannot guarantee its absolute security.

You acknowledge that you provide your personal information at your own risk. For more details on how we protect your data, please refer to our Privacy Policy.

INDEMNIFICATION

You agree to indemnify, defend, and hold harmless taxowl.io, its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the services.

TERMINATION

We may terminate or suspend your account and access to the services immediately, without prior notice or liability, for any reason whatsoever, including but not limited to a breach of these Terms.

Upon termination, your right to use the services will cease immediately. If you wish to terminate your account, you may simply discontinue using the services or contact us to request account deletion.

GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

Any dispute arising out of or in connection with these Terms, including any question regarding its existence, validity, or termination, shall be referred to and finally resolved by the courts in [Your City], India.

CHANGES TO TERMS

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the services.

SEVERABILITY

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

ENTIRE AGREEMENT

These Terms and our Privacy Policy constitute the entire agreement between you and taxowl.io regarding your use of the services and supersede all prior and contemporaneous written or oral agreements between you and taxowl.io.

CONTACT INFORMATION

If you have any questions about these Terms, please contact us at: